The coverage provided by the program includes:
- Fire
- Fire damage from lightning strikes
- Forest fire
- Explosion from any cause
- Smoke damages
- Falling aircraft & objects from them
- Vehicle collision
- Storm, storm, flood, snow, snow load, frost, hail
- Lockouts, Strikes, Riots, Civil Disturbances
- Terrorist Acts
- Malicious Acts
- Burst pipes
- Leakage from sprinklers
- Water pumping costs in A’ peril
- Short circuit with or without a fire source in A’ peril
- Debris removal
- Transport/storage/reinstallation costs of content
- Breaking of illuminated signs, signs. Coverage is activated 2 months after the start of the insurance program
- Glass breakage – mirrored doors and/or windows
- Damage during firefighting
- Underinsurance protection
- Falling trees/branches/poles
- Professional fees / Public authorities expenses
- Deterioration of goods in refrigerators or cold rooms, following a power outage or proven damage to the electricity provider for more than 12 hours
- Theft – robbery
- Damage to the building as a result of theft
- Cashier robbery (hold up)
- Civil liability of the insured for material damage to neighboring and only third-party properties as a result of a covered risk
- Costs of preventing or limiting damage
- Storage expenses
- Expenses for door lock replacement
- Own damage to the central heating boiler/water heater
- Theft of money from a safe box
- Theft/robbery of money during its transport
- Replacement value:
- Buildings-improvements up to 40 years old at new value.
- Goods, raw materials at cost value.
- Mechanical equipment up to 5 years old at new value, over 5 years old at actual value.
- Computers up to 2 years old at new value, over 2 years old at current commercial value.
For a detailed presentation of the MY BUSINESS PLUS business insurance offer (coverages, maximum liability limits, exemptions, discounts, final insurance cost), please contact us by phone at (+30) 210-3227932-6 or by e-mail at [email protected]