Our home is perhaps our most valuable asset, with great financial and emotional value, as it houses the dreams and efforts of a lifetime. That is why its protection from any accidental event is necessary.
HORIZON’s home insurance programs provide complete protection, for the actual building and also its contents, against a wide range of risks, at extremely competitive prices, perfectly adapted to your actual modern lifestyle needs.
All HORIZON home insurance programs cover every Greek bank’s requirement regarding the mortgage home insurance prerequisites.
| Coverages – Exemptions | My Home Basic | Blue Home Plus | Dream Home Plus | My Home Plus |
|---|---|---|---|---|
| Fire | ✓ | ✓ | ✓ | ✓ |
| Damage during firefighting | ✓ | ✓ | ✓ | ✓ |
| Fire damage from lightning storms | ✓ | ✓ | ✓ | ✓ |
| Explosion from any cause | ✓ | ✓ | ✓ | ✓ |
| Forest fire | ✓ | ✓ | ✓ | ✓ |
| Fall of aircraft and objects from them | ✓ | ✓ | ✓ | ✓ |
| Storm, storm, flood, snow, weight of snow - frost - hail | ✓ | ✓ | ✓ | ✓ |
| Broken pipes | - | ✓ | ✓ | ✓ |
| Damage from smoke | - | ✓ | ✓ | ✓ |
| Vehicle collision | - | ✓ | ✓ | ✓ |
| Falling trees - branches - poles | - | ✓ | ✓ | ✓ |
| Debris removal | - | ✓ | ✓ | ✓ |
| Terrorist acts | - | ✓ | ✓ | ✓ |
| Sit-outs, strikes, riots, civil unrest | - | ✓ | ✓ | ✓ |
| Malic acts | - | ✓ | ✓ | ✓ |
| Short circuit with fire source | - | ✓ | - | - |
| Short circuit with or without fire | - | - | ✓ | ✓ |
| Damage to the building as a result of theft | - | ✓ | ✓ | ✓ |
| Theft - Robbery (if content is covered) | - | - | ✓ | ✓ |
| Breakage of Mirrors - glass doors and/or windows | - | - | ✓ | ✓ |
| Breakage / Damage of bathroom appliances | - | - | ✓ | ✓ |
| Transportation/storage/reinstallation costs of content (if content is covered) | - | - | ✓ | ✓ |
| Damage prevention or limitation costs | - | - | ✓ | ✓ |
| Water pumping costs | - | - | ✓ | ✓ |
| Own damages to the central heating boiler | - | - | ✓ | ✓ |
| Civil liability of the insured for material damage to neighboring and only third-party properties as a result of a covered risk | - | - | ✓ | ✓ |
| Protection against unintentional underinsurance | - | - | ✓ | ✓ |
| Investigation / Review works | - | - | ✓ | ✓ |
| Professional fees & public authorities’ expenses | - | - | ✓ | ✓ |
| Costs of loss of documents (if contents are covered) | - | - | ✓ | ✓ |
| Costs of damage in case of emergency | - | - | ✓ | ✓ |
| Costs of replacing a door key lock | - | - | ✓ | ✓ |
| Damage to the solar water heater unit | - | - | - | ✓ |
| Tenant's civil liability due to fire or explosion | - | - | - | ✓ |
| Family civil liability | - | - | - | ✓ |
| Rent of temporary accommodation space | - | - | - | ✓ |
| Costs of home security | - | - | - | ✓ |
| Food spoilage in the freezer (if contents are covered) | - | - | - | ✓ |
| Slump and/or elevation and/or landslide as a result of a covered risk (2% exemption on the total capital insured) | - | - | - | ✓ |
| Mortgage loan installment in case of total destruction of the residence as a result of a covered risk | - | ✓ | ✓ | ✓ |
| Coverage at replacement value for new buildings up to 35 years old | ✓ | ✓ | ✓ | ✓ |
| Earthquake (2% exemption on the total insured capital) | ✓ | ✓ |
